INSURANCE DEFENSE

Insurance Defense Lawyers in Tennessee

Insurance Defense Attorneys

For over 50 years, the firm has provided experience and expertise primarily as a defense firm for the insurance industry. Our attorneys currently provide over 100 years of collective experience in defense of claims involving automobile liability, workers’ compensation, product liability, professional liability, premises liability as well as issues involving insurance coverage and insurance fraud.

Insurance Coverage Attorneys

Insurance coverage disputes can be complex and costly, requiring skilled legal representation to navigate effectively. At Luther Anderson, we specialize in providing strategic and aggressive defense representation to insurance companies and their policyholders in a wide range of coverage disputes.


Our Services Include:

  • Coverage Opinions: We provide coverage opinions and analysis to insurance companies and policyholders to assist them in making informed decisions regarding coverage disputes.
  • Declaratory Judgment Actions: We represent insurance companies and policyholders in declaratory judgment actions seeking judicial determination of coverage rights and obligations.
  • Bad Faith Claims Defense: We defend insurance companies against allegations of bad faith in claims handling, including failure to settle, unreasonable denial of coverage, and other bad faith practices.
  • Subrogation and Recovery: We assist insurance companies in pursuing subrogation claims to recover payments made under insurance policies, including claims involving property damage, personal injury, and other losses.
  • Regulatory Compliance: We provide counsel and representation to insurance companies regarding regulatory compliance matters, including licensing, advertising, marketing, and claims practices.


If you're involved in an insurance coverage dispute, don't hesitate to contact Luther Anderson PLLP for experienced and effective representation. Our dedicated team of insurance coverage defense attorneys is here to protect your interests and help you achieve a favorable resolution to your coverage dispute.

Nursing Home Defense Attorneys

At Luther Anderson, we understand the complexities and challenges faced by nursing homes in today's legal landscape. Our dedicated team of attorneys is committed to providing unparalleled legal representation and support to nursing homes across Tennessee.


With years of experience in healthcare law and a deep understanding of the unique regulatory framework governing nursing homes, we stand ready to advocate for your facility's rights and defend against any allegations or claims that may arise.


Our Areas of Expertise Include:


  1. Negligence Claims: We defend nursing homes against allegations of neglect or abuse, ensuring that your facility's reputation and integrity are safeguarded.
  2. Medical Malpractice: Our team has extensive experience handling complex medical malpractice cases involving nursing home staff, procedures, and protocols.
  3. Regulatory Compliance: We provide comprehensive legal guidance to help nursing homes navigate the intricate web of federal and state regulations, ensuring compliance and minimizing legal risks.
  4. Litigation Defense: When litigation arises, we are prepared to vigorously defend nursing homes in court, leveraging our courtroom experience and strategic advocacy skills to achieve favorable outcomes.
  5. Risk Management: Proactive risk management is key to minimizing legal exposure. Our attorneys work closely with nursing home administrators and staff to identify potential risks and implement effective risk management strategies.

Premises Liability

Premises liability refers to the legal responsibility that property owners or occupiers have for accidents and injuries that occur on their property. It's based on the idea that the owner or occupier of a property is responsible for maintaining a reasonably safe environment for anyone who enters the premises. Premises liability cases often involve slip and fall accidents, inadequate maintenance leading to injury, dog bites, swimming pool accidents, and more. To establish liability, the injured party typically needs to prove that the property owner was negligent—that they knew or should have known about a dangerous condition and failed to take reasonable steps to address it.


There are three main categories of visitors when it comes to premises liability:


  1. Invitees: These are individuals who are invited onto the property for business purposes or mutual benefit, such as customers in a store. Property owners owe the highest duty of care to invitees and must ensure that the property is reasonably safe and free of hazards.
  2. Licensees: These are individuals who have the owner's permission to enter the property but are there for their own purposes, such as social guests. Property owners have a duty to warn licensees of any dangerous conditions that are not immediately obvious.
  3. Trespassers: These individuals enter the property without permission. Property owners generally owe a lower duty of care to trespassers, but they still cannot intentionally harm them and must avoid setting up traps or hazards.

Construction Litigation

Construction litigation refers to legal disputes or conflicts that arise within the construction industry. These disputes can involve various parties, including property owners, contractors, subcontractors, architects, engineers, suppliers, and other stakeholders involved in construction projects.


Issues in construction litigation can encompass a wide range of matters, such as:

  1. Contractual Disputes: These often revolve around breaches of contract, including issues related to project delays, cost overruns, non-payment, defective work, or changes in project scope.
  2. Defective Workmanship or Materials: Disputes might arise if the quality of work or materials used in construction is subpar or does not meet agreed-upon standards.
  3. Design Errors: Arguments might emerge regarding design flaws or errors that lead to construction problems or failures.
  4. Project Delays: Disputes can arise due to delays in project completion, which might lead to financial losses or additional costs for one or more parties involved.
  5. Payment Disputes: Issues related to payment, such as non-payment for services rendered or disagreements over payment schedules, can lead to litigation.


Construction litigation typically involves legal actions taken to resolve these disputes. It may proceed through various stages, including negotiation, mediation, arbitration, or ultimately, court proceedings.

Torts Product Liability

Product liability in tort law refers to the legal responsibility of manufacturers, distributors, suppliers, and retailers for any damages caused by defective products they make available to consumers. This area of law holds these parties accountable for harm or injury caused by flaws or defects in their products.


There are three main types of product defects that can lead to liability:

  1. Design Defects: These occur when a product's design is inherently unsafe, posing risks even if manufactured correctly. In such cases, the entire line of products could be deemed defective.
  2. Manufacturing Defects: These defects happen during the manufacturing process, causing a product to deviate from its intended design and making it unsafe. The defect might affect only a small batch of products rather than the entire line.
  3. Marketing Defects (Failure to Warn or Inadequate Instructions): Even if a product is well-designed and manufactured correctly, it can still be dangerous if consumers aren't properly warned about its risks or given adequate instructions for safe use. Failure to provide clear warnings or instructions can lead to liability.
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